Who we work with.
We work with wholesale investors, including:
Private Investors
Family offices
Sophisticated investors
Institutional investors
Mortgage‑backed investments. Selective by design.
Bowral Capital operates a private mortgage fund focused on loans secured by Australian real property.
Investments are offered on a deal‑by‑deal basis, allowing investors to select individual opportunities rather than participate in a pooled strategy.
Each opportunity has its own structure, security and risk profile.
Real Property
Security
Sensible
Loan Terms
Clear
Documentation
A realistic path
to repayment
Investment approach.
We focus on loans that make sense - commercially and structurally.
We assess every opportunity on the basis that things may not go to plan.
Our experience in mortgage enforcement and distressed loan recovery provides practical insight into security quality, enforceability and repayment risk before capital is deployed.
Alignment.
Our remuneration is deferred and only becomes payable after investors have first received repayment of their capital and base interest.
This creates genuine alignment between Bowral Capital and investors. We do not earn performance-based remuneration unless investors have first achieved their capital outcome.
Our objective is simple: generate attractive risk-adjusted returns through disciplined lending and capital management
Investment Structure.
Investments are made on a deal-by-deal basis through a dedicated structure established for each transaction.
This approach provides separation between individual investments and allows investors to participate in specific lending opportunities rather than a pooled portfolio.
Brindabella Investment Group Pty Ltd acts as Trustee under AFSL 510735, with Bowral Capital operating as Fund Manager and Authorised Representative, responsible for sourcing, structuring and managing each opportunity.
See our Information Memorandum for full structure, risks and terms.
one.
Target returns of 8–11% p.a. are indicative only and not guaranteed. Past performance is not a reliable indicator of future results.
two.
Investments secured by registered mortgages over diverse Australian property with the ranking position disclosed for each opportunity.
three.
Opportunities are assessed with close attention to security quality, enforceability, repayment strategy and downside risk.
Target Returns & Security.
Disclaimer
Bowral Capital does not provide financial product advice. Independent legal, financial and tax advice required.
The information on this website is general in nature and does not constitute an offer, invitation or recommendation to invest.
Any investment opportunities referred to are offered solely in accordance with the Bowral Capital Wholesale Fund Information Memorandum and the relevant Supplementary Information Memorandum issued for a specific investment.
Investments are available only to wholesale clients as defined under the Corporations Act 2001 (Cth). Prospective investors should review the applicable Information Memorandum in full and obtain their own legal, financial and tax advice before making any investment decision.
The trustee of the Bowral Capital Wholesale Fund is Brindabella Investment Group Pty Ltd (ACN 626 692 984, AFSL 510735). Bowral Capital Pty Ltd (ACN 668 962 178) acts as investment manager and as an authorised representative of Brindabella Investment Group Pty Ltd under its AFSL (Authorised Representative No. 001317806).
Suite 3, 47 Bowral Street,
Bowral NSW 2576
+61 2 3805 9165
© 2026 Bowral Capital | Website by Creatik
Submissions are reviewed directly by the Bowral Capital team. Information provided is general in nature only. Investment opportunities are offered in accordance with the relevant Information Memorandum and are available to wholesale clients.