Bowral Capital was founded by Paul Reese.
Paul Reese brings more than 15 years' experience acting for lenders in private credit, mortgage lending, enforcement and recovery.
That experience continues to shape Bowral Capital's approach to risk assessment, transaction structuring and capital preservation.


We keep things simple.

A small team with a clear way of working
Bowral Capital is a private credit business focused on real‑estate‑secured lending across Australia.
We operate with a disciplined, judgement‑led approach to lending, applying clear criteria to every transaction and maintaining a close view on structure, security and outcomes from entry through to exit.
Clients deal directly with the people assessing and managing each transaction. We stay hands‑on, move quickly where a scenario fits our criteria, and speak plainly about risk and what is actually achievable.
Our experience extends beyond loan origination into mortgage enforcement, recovery and distressed loan management. That perspective informs how we assess each transaction, with a clear focus on security, structure and risk from the outset.
How we operate.
We assess opportunities directly against our lending and investment criteria.
Where there is alignment, we move with intent and remain closely involved through to execution. Where there is not, we are clear early.
Our role spans both the deployment of capital and the management of transactions, with a focus on structure, security and outcomes from entry through to exit.


Submissions are reviewed directly by the Bowral Capital team. Information provided is general in nature only. Investment opportunities are offered in accordance with the relevant Information Memorandum and are available to wholesale clients.
Suite 3, 47 Bowral Street,
Bowral NSW 2576
+61 2 3805 9165
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